MEMBER DISCOUNTS
The membership plans from Motor Club of America provide the service you deserve, and the peace of mind you most desperately want when the unexpected occurs at home, on the road or at the job. Your coverage is not only limited to roadside assistance, but you also have the added assurance of personal accidental coverage, emergency room benefits, discounts on prescription drugs, dental care and vision care. Help is literally a phone call away.
MCA provides top notch customer service and a variety of packages to best suit your needs and budget. When you join MCA, you are in good company…over 5,000,000 motorists rely on MCA’s 89 years of experience to protect them.
When you purchase a Security plan from MCA, your coverage begins 24 hours after your payment has been processed. As a member, you’re never locked into a contract. Members are welcome to cancel their accounts at anytime, without any hidden or cancellation fees. Full refunds are granted within 72 hours, and half refunds are granted within 30 days of activating your membership.
MCA provides top notch customer service and a variety of packages to best suit your needs and budget. When you join MCA, you are in good company…over 5,000,000 motorists rely on MCA’s 89 years of experience to protect them.
When you purchase a Security plan from MCA, your coverage begins 24 hours after your payment has been processed. As a member, you’re never locked into a contract. Members are welcome to cancel their accounts at anytime, without any hidden or cancellation fees. Full refunds are granted within 72 hours, and half refunds are granted within 30 days of activating your membership.
Save everywhere you stay!As an MCA member, you can save at thousands of participating Hotel Group locations around the world, or resorts and discount vacation rentals with just the right surroundings! Your hotel discount is automatically applied when you book your reservation online or over the telephone.
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Hotel | Rental Car | RX | Vision | Dental
Our discount card is an easy way to help you and your family receive discounts on all of your Prescription, Vision, Dental needs, Hotel, and Rental Car needs. You received a unique membership card allowing you to receive up to:
Our discount card is an easy way to help you and your family receive discounts on all of your Prescription, Vision, Dental needs, Hotel, and Rental Car needs. You received a unique membership card allowing you to receive up to:
- 65% discount on prescriptions at the most popular pharmacies
- 50% off dental procedures
- 50% off eye wear and eye exams
- 50% off rental cars at all of the most popular rental car agencies
- 15% off major hotel and motel chains

Emergency Reimbursement Benefits
Members receive up to $500.00 in emergency cash for Emergency Room or Trauma Center treatment. This benefit will only be covered due to injury in a covered accident. Includes up to $100.00 in cost for each of the following:
Members receive up to $500.00 in emergency cash for Emergency Room or Trauma Center treatment. This benefit will only be covered due to injury in a covered accident. Includes up to $100.00 in cost for each of the following:
- Cast or Splints
- Ambulance Service
- Anesthetics
- X-Rays
- ER Facility

Accidental Death Benefit
As a member, you may enroll, free of charge, in our $10,000 Accidental Death Coverage. You may upgrade to our Total Security package to receive additional coverage up to $50,000.
As a member, you may enroll, free of charge, in our $10,000 Accidental Death Coverage. You may upgrade to our Total Security package to receive additional coverage up to $50,000.
- The coverage election form must be completed and returned to our corporate office before coverage goes into effect.