​Is Motor Club of America Car Insurance?

Motor Club of America offers extensive roadside assistance during a car accident.  As a member, there are wide-ranging supports you will get when you suffer any form of an accident covered by your membership of the club, but none of these supports will replace your auto insurance policy as required by law.
 
The beautiful thing about MCA roadside assistance is it will always have your back not necessarily with an accident but any roadside issue you may have. However, giving some of its services that compliment auto insurance policy, some may mistake it for an insurance cover.
 
Let me say categorically that Motor Club of America is not an insurance company! Your membership of MCA is for the purpose of getting immediate help during road issues involving your car is a voluntary need from you. On the other hand, auto insurance is mandatory and necessitated by law that you get car insurance to cover for you in case of an accident.
 
What is the purpose of Motor Club of America?
The MCA is a membership organization designed to take care of drivers all across the country when they need help. The help they provide is meant to be instant to give the driver in distress the needed support when it matters most. Thus, they provide quality roadside assistance, listen to their members to know how best to help them and study and adapt to market needs.
 
While membership of MCA is not compulsory, it is a smart move on the part of the motoring individuals to join. Anyone who uses the road often or at all should consider Motor Club of America membership like they do with their driver’s license.
 
Differences between Motor Club of America and auto insurance
While the law requires that you get an auto insurance coverage to mitigate your loss in case of an accident, experienced motorists know the pain they suffer if that is the only road mishap emergency provision they made. Insurance deals only with the aftermath of your road accident. Of course, no one prays to have an accident, but it’s a fact of life we must live with. On the other hands, MCA membership provides instant support during a car accident.
 
The following further clarifies the differences between MCA and car insurance:

• Motor Club of America is a motorists social club while insurance  coverage is a legal call;
• MCA covers real needs of a driver in distress while car insurance lets you sort yourself out alone!
• MCA membership provides $150 daily  cover while an auto car insurance cover offers more;
• You will have access to a plethora of membership discounts including discounted attourney fee and so much more! 
• You do not require an MCA membership certificate drive, but you cannot drive without auto insurance policy;
• MCA membership comes with predetermined costs, but insurance premium come differently according to your profile, lifestyle and the insurance company;
• Your MCA membership can help you get a better insurance coverage deal, while insurance cover gives you an added assurance and confidence during a road accident.

 
Motor Club of America is a premium membership service for drivers. The MCA service covers members in the US and Canada at the moment, and you can get more inquiry to start enjoying top-level roadside assistance from a group that cares, because when it is lonely during an accident, MCA will keep your company!